Position Title: Corporate Banking-Credit Senior Manager/AVP —C&I Loans
Industry: Commercial Banking
Location: Midtown, Manhattan.
ACCOUNTABILITIES:
- Ensure credit application package is accurate and complete before submit it to head of risk department for credit decision. Due diligence include but not limited to cross check supporting documents to verify information presented in credit application is accurate, check background and negative news of borrower/sponsor/guarantor/ultimate owner, review cash flow projections and stress test, and review inputs in credit rating and loan origination system.
- Make sufficient market search or investigation, study third party reports, such as, industry report, rating report, interview industry experts, etc.
- Evaluate credit proposals, analyze risk factors and mitigations, discuss with department head to draft credit risk opinions, and present risk opinions in Credit Committee meeting.
- Manage loan closing to ensure all approval conditions are satisfied, risk issues brought up by closing lawyer are escalated for proper approval.
- Monitor compliance with credit covenants and /or other provisions in loan documentation, and pay attention to the early warning signals of credit accounts.
- Assist to enhance branch credit risk related policies and procedures.
Business Knowledge
· Adequate knowledge in corporate finance, loan structure, and loan work out.
Education Qualification
· Bachelor’s degree or equivalent in Finance, Accounting or Risk Management preferred.
Working Experiences
· 6+ years of working experience in corporate (C&I) credit analysis.
License
· CFA or CPA preferred, but not necessary.
Job Type: Full-time
Pay: $80,000.00 - $130,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Schedule:
Application Question(s):
- What is the annual salary base do you expect?
- Will you, now or in the future, require sponsorship for employment in the U.S.?
Experience:
- corporate (C&I) credit analysis: 5 years (Required)
- Loan Review: 5 years (Required)
Work Location: Hybrid remote in New York, NY 10022