At First Colony Mortgage, we want to be different. Yes, we want to do many loans and help make the mortgage process simple and easy, but there is more than that. We are not just boring paper-pushers. We put focus on our relationships, both with our customers and real estate professionals. We want to make getting a mortgage a good time, believe it or not. Our focus is on the individual and how we can best help their situation, with home financing that makes sense for them. The same is true for our employees, they are our family. We want everyone that works here to feel important and appreciated no matter the position. There is a reason we are #1 in our markets; it is our mortgage professionals.
Essential Job Functions
- Validate pricing accuracy on all lock registrations and monitor Dashboards to ensure consistency throughout the loan cycle.
- Stay informed about investor pricing changes and promptly update relevant systems and documentation as required.
- Reconcile all new locks and lock changes between Encompass and Optimal Blue, ensuring data consistency and integrity.
- Manage lock extensions, cancellations, and other lock changes in coordination with Secondary Marketing Analysis.
- Collaborate and communicate effectively with Loan Officers and other departments within the organization to address various mortgage-related issues.
- Develop and maintain comprehensive reporting of daily activities, providing timely and accurate updates to management and relevant stakeholders.
- Ensure compliance with Corporate and Agency policies and procedures, promoting a culture of adherence and best practices.
- Attends monthly departmental meetings and appropriate training.
- Assists Lock Desk Manager in managing the mortgage pipeline and hedging interest rate risk.
- Prepares position reports and assists in conducting positional analysis.
Essential Skills
- Must have proficient verbal and written communication skills.
- Strong analytical and technological skills and proficiency with Microsoft Office.
- Works effectively with other team members and departments.
- Ability to work accurately under pressure and meet deadlines.
- Excellent attention to detail.
Education / Experience
- High School Graduate or GED.
- Previous mortgage operations experience a strong plus.
- Previous Teller experience a strong plus.
- Bachelor’s Degree in or currently majoring in Finance, Economics, Accounting, or Math strong plus.
Work Hours
- Monday – Friday between 8:00 a.m. – 5:00 p.m.; however, work hours vary by business necessity, position, and individual situation. Can be flexible with student schedules. Position is full-time.
Job Type: Full-time
Pay: $18.00 - $23.00 per hour
Expected hours: 40 per week
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Flexible schedule
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Vision insurance
Physical setting:
Schedule:
- 8 hour shift
- Day shift
- Monday to Friday
Work Location: In person