General Description: Assess medium to large risks of a complex nature, develop, and negotiate premiums. Manage relationships with brokers and carriers. Provide appropriate insurance products to clients. Generate profit in accordance with company goals.
Responsibilities:
- Underwrite and analyze new and renewal accounts for the most complex assignments.
- Serve as a subject matter expert to review insurance coverages and policies.
- Assess the risk to determine the appropriate price, coverage, and terms and conditions. Bring policy to completion with recommending and binding coverage, invoicing, and policy issuance.
- Identify the need, order, and evaluate additional risk assessment information.
- Underwrite within defined broad limits and authority.
- Establish underwriting policy and procedures. Provide reports to management.
- Develop and maintain working relationships with agencies. Communicate effectively through broker negotiations to ensure new business flow and profitable production.
- Responsible for training and coaching other underwriting team members as needed.
- Communicate with agents to obtain supplemental underwriting information.
- Analyze and rate endorsement requests.
- May require some travel for educational development or client relationship building.
Knowledge, Skills and Abilities:
- 5 years + property and casualty underwriting experience in wholesale space
- High school diploma or equivalent is required.
- Property & Casualty and/or appropriate business licensure is required.
- Broad knowledge of insurance industry.
- Ability to negotiate with strong mathematical skills.
- Strong written, verbal, and interpersonal communication skills.
- Working knowledge of Microsoft Office suite of products.
- Proficiency in utilizing company systems.
- Strong organizational and analytical skills with attention to detail and accuracy.
- Ability to travel 15% of the time.
Job Type: Full-time
Benefits:
- 401(k)
- 401(k) 6% Match
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Referral program
- Vision insurance
Experience:
- Wholesale Insurance: 3 years (Required)
- Underwriting: 3 years (Preferred)
Location:
Work Location: Remote